Get Your Installment Loan in Minutes
Check eligibility in ~2–3 minutes • No credit impact
How It Works
1. Apply
Simple online form takes just ~2–3 minutes to complete. Basic information required.
2. Fast Decision
Get an approval decision in minutes. Soft credit check only – no impact to your credit score.
3. Money Sent
Once approved and you accept terms, funds sent same day or next business day possible.
Loan Calculator
Calculations are illustrative only. Actual terms may vary.
Why Choose Possible Finance
Bad Credit Considered
We consider applicants with less-than-perfect credit. Everyone deserves a fair chance.
No Hidden Fees
Transparent pricing with no surprises. What you see is what you get.
Flexible Terms
Choose from 3 to 24 months to find a payment plan that works for your budget.
Quick Online Process
Apply from anywhere in just a few minutes. No long forms or paperwork.
Soft Credit Check Only
Initial eligibility check won't impact your credit score.
US-Based Support
Real people ready to help. Contact us anytime with questions.
Loan Information & Rates
Loan Amounts
Minimum loan: $100 • Maximum loan: $5,000 • Availability varies by state
Eligibility Requirements
- 18+ years old
- US resident
- Valid US bank account
- Steady source of income
- Valid email address and phone number
APR Range
6.99% – 35.99% APR
This is an informational range. Your actual APR will be determined based on your creditworthiness and other factors.
Funding Timing
Once your application is approved and you accept the loan terms, funds are typically sent to your bank account as soon as the same day or next business day. The exact timing depends on your bank's processing times.
Representative Loan Example
This example is illustrative only and not an offer of credit. Terms vary based on creditworthiness. No prepayment penalties apply.
Additional Rate Examples
$2,500 Loan
Term: 18 months
APR: 18%
Monthly Payment: $157
Total Cost: $2,826
Example only. Actual terms may vary.
$5,000 Loan
Term: 24 months
APR: 15.5%
Monthly Payment: $242
Total Cost: $5,808
Example only. Actual terms may vary.
$1,000 Loan
Term: 12 months
APR: 24%
Monthly Payment: $94.50
Total Cost: $1,134
Example only. Actual terms may vary.
What Our Customers Say
"The process was so easy and fast. I had the money in my account the next day. Highly recommend for anyone who needs quick help."
"I was worried about my credit score, but they still approved me. The payments are manageable and there are no hidden fees."
4.8/5 average satisfaction (internal survey)
Frequently Asked Questions
APR ranges from 6.99% to 35.99%. Your actual rate depends on your creditworthiness, income, and other factors determined during the approval process.
No. We use a soft credit check for initial eligibility, which does not impact your credit score. A hard credit inquiry may occur if you proceed with a loan offer.
We believe in transparent pricing. There are no prepayment penalties – you can pay off your loan early and save on interest. All fees will be clearly disclosed before you accept any loan.
Once approved and you accept the loan terms, funds are typically sent as soon as the same day or next business day. Exact timing depends on your bank's processing schedule.
We serve most US states, but we are NOT available in New York, Vermont, Arkansas, or West Virginia. Visit our state licenses page for full details.
Yes. We use 256-bit SSL encryption to protect your data. Your information is handled according to our privacy policy and industry security standards.
Important Disclosure
Possible Finance is a loan connection service, not a lender. We connect consumers with participating lenders in our network. Loan approval and actual loan terms depend on the lender's review of your application and creditworthiness. Not all applicants will be approved. Loan amounts, APR, fees, and terms vary by lender. Repayment terms range from 3 to 24 months. Representative APR range: 6.99%–35.99%. Example: A $1,000 loan at 24% APR over 12 months would have monthly payments of $94.50 and a total repayment amount of $1,134. There are no prepayment penalties. This service is not available in all states. For full details, please review our About & Disclosure page.
Important: Please borrow responsibly
Only borrow what you can afford to repay. Consider all your financial obligations before applying. If you're experiencing financial hardship, please explore responsible lending resources and credit counseling options.